understand that there is a significant difference in a
cheap diamond and an expensive one. That a smaller, very
high quality diamond is worth more than a huge poor quality
diamond. The general concensus on what you should spend
is approximately 2 months salary. So that will help you
develop your budget for the ring before you start hunting.
Also, a good buyers guide, never buy during the holiday
season. As nice as it is to be able to give your future
bride a beautiful engagement ring for Christmas, rest
assured you're going to be spending a nice mark-up because
of the time of year. If you want to make it special, how
about her birthday!! Or even the anniversary of the day
you first met (now that's romantic).
lesson, the Four "C"s and what they mean. Okay
you ask, what in the heck are the "Four C's".
Well, they are what determine the value of the stone you
are buying, Cut, Colour, Clarity and Carat weight and
just about any jeweller worth their weight in "diamonds"
will be able to give you ratings on all of the above.
So let's explain each.
cut is the only factor determined by a human being. An
Ideal Cut Diamond is the term used for a round, brilliant
diamond with 58 precisely placed cuts. This is proven
to reflect the greatest amount of light.
Premium Cut Diamond is also high in value, very symmetrical
and reflective, but not as perfectly cut as the Ideal
you have an Inferior Cut Diamond which has been cut to
retain weight (i.e. carats) but the cuts are too shallow
and reflect very little light, therefore reducing its
brilliance significantly. Not to mention reducing the
value of the stone.
are graded on a scale of 0 for the highest quality to
10 for the most inferior quality.
good and reputable jeweller will keep what is called,
a set of Masterstones, in their store. This is a set of
real diamonds that display the different ranges in colour
that you will find. It can be very difficult for someone
like yourself to see the differences in colour within
a diamond, but the Masterstones help.
can be rated two ways, on a number scale from 0 to 10,
with 0 once again representing the highest quality, or
with letter coding. To make things easier for you, here
are the general ratings combining both scales.
or D-F - Colourless
or G-J - Near Colourless
or K-M - Faint Yellow
or N-R - Very Light Yellow
or S-Z - Light Yellow
basically, the more colourless the stone, the more valuable
is the area that is often referred to as the flaws that
are found in the diamonds, but in actual fact, these flaws
are naturally occuring and are called inclusions. Almost
every stone, even the most valuable, have some form of
inclusions. Once again we have a rating on a number scale
or by letter designation. We figure you probably will
be more familiar with the letter designations, but we
will give you both.
or FL, IF - Flawless - No inclusions visible by an
expert using a magnification of 10x
or VVS1-VVS2 - Minute inclusions, very difficult for
an expert to see using a magnification of 10X
or VS1-VS2 - Minor inclusions, difficult to find using
a magnification of 10x
or SI1-SI2 - Noticeable inclusions under 10x magnification
- few or no inclusions visible to the naked eye
or I1-I3 - Obvious inclusions under 10x magnification
- some inclusions visible to the naked eye
is usually the final criteria for determining the value
of the diamond. Once again, we can't stress enough that
bigger is not always better. If you want to buy her a
big ring, don't cheat her and yourself on the quality
of the diamond. Although, you should know that Carat Weight
does have considerable effect on the price of the diamond.
Make sure you go to a reputable jeweller that uses an
electronic scale and actually weighs the diamond in front
of you. So, this leads us into the next section which
is the setting.